The Process

The Global Financial Crisis has affected the New Zealand mortgage market in the last few years, and the market continues to change and grow. You may be more limited in your loan solutions than 3 years ago so your options may be fewer. In fact, 100% home loans are a thing of the past.

Our professional mortgage specialists can access and evaluate your financial needs.  In fact, usually we can ascertain if we can help you within a 5 minute phone conversation.

We understand that everyone’s needs are different so our evaluation starts with a clean sheet of paper.

  • First, we ask questions, listen, and understand your unique situation.
  • Then we analyse and confirm your immediate goals, and the different options that may be possible.
  • We research the various lenders to find a solution that best matches your goals.
  • We provide you with a suitable solution and options based on our findings. There are always pros and cons, so we will explain how each option could benefit you.
  • You then decide which option is most beneficial, and we work with you to achieve your goals.
  • Once the loan is submitted, we drive the whole process by liaising between the Lender, the Valuer, your Solicitor, your Real Estate Agent and any other party involved in the process.
  • We can get Settlement Statements and account balances from the loans or debts you are consolidating (with your consent and a Privacy Act Waiver).
  • Upon unconditional approval, we will track the loan process through to settlement, ensuring the right people have the right documents at the right time.

Please feel free to contact us at any stage. Time is of the essence and with my expertise I work wonders in finding powerful solutions to help you out of your financial dilemma.

So whether you are facing a Mortgagee Sale, needing to pay a Tax bill, need urgent funding for a Funeral or Home Renovations, contacting us is the starting point for solving all your financial needs.

Fill in our Urgent Enquiry Form and we will start the process for you.

Or, please feel free to call or text Kym direct on 027-5626-276.