Disclosure Statement for Kym Koloni as a Registered Financial Adviser (RFA) FSP 110688

This Disclosure Statement was prepared on 1st June, 2012

It is important that you read this document.
This information will help you to choose a financial adviser that best suits your needs.  It will also provide some useful information about the financial adviser that you choose.

What sort of adviser am I?
I am a Registered Financial Adviser.  I have been in the industry since 2003 and I can give you advice about:
Mortgages, Personal Loans and Budgeting – including First Home Buyers, Debt Reduction Systems, Second Mortgages, Asset Lending, and Bridging Finance.

What should you do if something goes wrong?
If you have a problem, concern, or complaint about any of my service, please tell me so that I can try to fix the problem.  If we cannot agree on how to fix the issue you can contact The Insurance & Savings Ombudsman (ISO).  This service will cost you nothing, and will help us resolve any disagreements.

You can contact ISO at:
Address: Level 11, Classic House, 15-17 Murphy St, Wellington 6011
Phone: 0800 888 202

How am I regulated by the Government?
You can check that I am a Registered Financial Adviser at http://www.fspr.govt.nz.
My FSP number is FSP110688.  The Financial Markets Authority regulates financial advisers.
Contact them for more information, including financial tips and warnings.  You can report information or complain about my conduct to the Financial Markets Authority, but in the event of a disagreement, you may choose to first use the Dispute Resolution procedures described above with the ISO.

I, Kym Elizabeth KOLONI, declare that, to the best of my knowledge and belief, the information contained in this disclosure statement is true and complete and complies with the disclosure requirements in the Financial Advisers Act 2008 and the Financial Advisers (Disclosure) Regulations 2010.